Is it possible to overcome a lifetime of barriers and finally take a chance on love? Jamie Callahan handles her job as an investment analyst, her distant relationship with her niece, and her romantic liaisons with a cool head and unaffected heart. Until she meets Kate Brown, a woman who threatens to push aside Jamie's protective defenses and uncover the emotions hiding underneath. Kate has a mask for every occasion. She wears them to please her parents, to move ahead in her career, to fit in the right social circles. She meets with Jamie because she needs funding for an Olympic-caliber horse, but instead she finds someone who sees beyond the image Kate projects and brings out her true desires. From the boardroom to the show ring in Portland, Oregon, Jamie and Kate routinely face uncertainty and challenge in their careers but never in romance. As their growing attraction threatens to expose vulnerabilities both try to hide, will they decide the stakes are too high or that love is worth the risk?